When we think about writing a will, it’s easy to assume it’s something to be done later in life — perhaps after buying a home, starting a family, or accumulating wealth. But the truth is, if you’re over 18, you should seriously consider having a will in place. No matter your age or assets, a will is a powerful legal document that ensures your wishes are honoured and your loved ones are protected in the event of your passing.
It’s Not Just About Money
One of the biggest misconceptions is that wills are only necessary for those with substantial assets. In reality, your will can cover more than just finances. It allows you to:
· Nominate guardians for children or dependants
· Specify your funeral wishes
· Appoint executors to manage your estate
· Direct how personal items — such as heirlooms or sentimental possessions — should be distributed
Even if you don’t own property or have significant savings, these decisions still matter and can ease emotional and legal burdens for your family during a difficult time.
Dying Without a Will (Intestacy)
In Australia, if you pass away without a valid will, you are considered to have died “intestate.” This means state laws will dictate how your estate is divided, which may not align with your preferences. In some cases, this can lead to unintended people inheriting your assets — or those you care about being left out entirely. Having a legally binding will ensures your estate is handled exactly how you intend. It provides peace of mind not just for you, but for those you leave behind.
Wills Are for Young Adults Too
Turning 18 marks legal adulthood, and with it comes the ability — and responsibility — to make decisions about your future. Many young adults are in university, beginning their careers, or travelling. These life stages can come with assets like superannuation, life insurance, or vehicles, all of which can be accounted for in a will. It’s also an opportunity to start good planning habits early, including reviewing and updating your will as your circumstances change.
It’s Easier Than You Think
Creating a will doesn’t have to be a complicated or expensive process. With guidance from a law firm specialising in wills, you can ensure your document is clear, legally valid, and tailored to your unique situation. Professionals can also help you navigate estate planning strategies, ensuring your loved ones are protected and that tax implications are minimised.
Final Thoughts
A will is one of the most important legal documents you’ll ever create — and it’s never too early to put one in place. Whether you’re 18 or 80, single or married, a student or a business owner, a will gives you control over what happens to your estate and helps prevent conflict among those you care about most. Don’t wait for a life milestone or a crisis to start t